See how much you actually have left each month based on your city, income, and lifestyle.
Calculate NowEstimate your monthly expenses, disposable income, and savings potential using Livifi's cost-of-living calculator.
Based on aggregated cost-of-living data and Livifi's modeling. Updated periodically.
A typical resident may experience moderate to high living costs depending on housing and lifestyle.
Housing is typically the largest expense.
Compare New York, NY and San Francisco, CA using gross monthly income of USD $10,000 and Livifi’s moderate lifestyle scenario.
San Francisco, CA leaves about $1,020 more disposable income per month than New York, NY in this scenario. San Francisco, CA has $1,752 left after estimated taxes and modeled expenses, compared with $732 in New York, NY.
Adjust income, housing, lifestyle, and dependents to customize these results.
Assumptions: gross monthly income of USD $10,000; results displayed in USD; moderate lifestyle; 1-bedroom apartment; city center housing in New York, NY and city center housing in San Francisco, CA; 0 dependents; $0 additional monthly expenses. Tax values are estimates. Calculated on July 23, 2026.
New York, NY cost of living · San Francisco, CA cost of living
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Aggregated cost-of-living data from multiple public sources, normalized into a single comparable model.
Tailored to your income, lifestyle, and family situation to give you a realistic monthly estimate.
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Our cost of living calculations are based on aggregated cost-of-living data from multiple public sources, including government statistics, real estate listings, and consumer price indices from around the world.
Our dataset is updated periodically to keep estimates representative and to support informed comparisons between cities. Figures are intended for planning purposes and may differ from individual circumstances.
Our calculations are based on aggregated cost-of-living data from multiple public sources and are updated periodically. Estimates are intended for planning and comparison and may differ from individual circumstances.
We support thousands of cities worldwide using aggregated cost-of-living datasets, including data derived from sources like Numbeo. Coverage spans major metropolitan areas and smaller cities across all continents.
Livifi helps you make informed decisions about where to live by providing accurate, personalized cost of living analysis for major cities around the world.
Our mission is to empower people with the data they need to live smarter, anywhere in the world.
We collect only the information necessary to provide you with accurate cost of living calculations. Your personal data is never shared with third parties without your explicit consent.
We implement industry-standard security measures to protect your information and ensure your privacy is maintained at all times.
Our cost of living calculator is provided for informational purposes. While we strive for accuracy, actual costs may vary and should be verified independently for important decisions.
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